Solving debts
Our trained and experienced staff are there to help you find a solution to a difficult financial situation.
Financial hardship can have many causes.
Sudden unemployment, a divorce or other personal drawbacks. At this, an incomplete overview of current spendings, excessive high loans, but also a company bankruptcy could lead to payment arrears, and eventually to (problematic) debts.
coeo Incasso is happy to help you.
An increasing amount of letters from collection agencies and bailiffs, a recurrent lack of money to pay fixed costs and all kinds of other problems. These often lead to incredible psychological stress. It is sometimes just too much to solve it all by yourself. It is therefore important that you get the help you need. coeo Incasso has experienced staff at hand to help you. coeo Incasso is the mediator between you and your creditor(s).
Control over your finances
An attentive ear and a helping hand
Set up a repayment plan
A first important step to get you out of debt is by stimulating your independence. You can do so by consulting tips and aids. At the website of www.nibud.nl and www.zelfjeschuldenregelen.nl, you can find a lot of information about debts. Furthermore, you could also consult a neighbourhood team and/or municipal helpdesk.
Help from your municipality
Most municipalities in the Netherlands and Belgium have their own helpdesk for help on the area of money and debts. Your municipality can help you if you would like advice about financial matters, so also if you are not in debt or just find it hard to get control over your financial matters. Please contact your own municipality for this.
OCMW
When you live in Belgium and need help regarding (problematic) debts, please consult OCMW in your municipality (Please note: In FR this is called CPAS). They can help you get control over your debts. They can also provide guidance in agreeing on payment arrangements and they can assist you and act as mediator between you and your creditor(s).
De Vraagwijzer
De Vraagwijzer is a free helpdesk in the municipality of Rotterdam. VraagWijzer is meant for all people living in Rotterdam that want to ask a question about healthcare, money, living, transport or legal business. Besides debts, they can also find a solution for possible other personal problems. You can find De Vraagwijzer via: https://www.rotterdam.nl/wonen-leven/vraagwijzer/
Do you live in Belgium? You can read more information about debt relief in Belgium on our website.
SoldMine: sustainable and thrifty initiatives
With SoldMine, you simply trade in your old electronic appliances for cash. Good for your wallet and the environment! Give your unused hardware a second life, reduce e-waste and receive your money within 48 hours of inspection. Use it to pay outstanding bills or improve your financial situation. Shipping is free and 100% insured. Choose a sustainable solution that benefits both you and the planet! Although coeo supports SoldMine as a partner, SoldMine remains fully responsible for the execution and handling of its services.
Support for financial concerns (113)
As a credit management organisation, we understand that financial problems can cause a lot of stress. It can feel tough and sometimes there seems to be no way out. Know that you are not alone – there are always people who can help. Besides debt counselling, you can turn to 113 Suicide Prevention day and night for a confidential conversation about your worries. Their professional counsellors listen without judgement and think with you. Because whatever problems you are experiencing, a solution is always possible.